Jurassic World’s insurance policy

Watching Jurassic World this week I pondered to myself, ‘Wow that place looks cool, makes past trips to SeaWorld and Animal Kingdom look a bit tame now’, but because of InGen’s track record my next thought was, do I really want to visit a place where the likelihood I’m going to get eaten is potentially quite high? Honest answer is, not really!

Makes you wonder who is offering the owners of Jurassic World their insurance policy really doesn’t it?

If any of our companies had allowed several people from the previous visits to get killed (either eaten or dismembered in this case) then I think our premiums would be through the roof, if we could get insured at all!

My friends son who has just turned 18 and passed his driving test was recently quoted £3600 insurance for a year for a 1.0L Corsa, so we are wondering what on earth does the enquiry form for Jurassic World look like? I think it may look a bit like this:

Insane theme parks public liability questionnaire:

1. Have you had any accidents for which you were found to be liable?                                                                                                                             Yes/No
2. Do you work with members of the public?                                                                                                                                                                            Yes/No
3. Do you work with dangerous or wild animals?                                                                                                                                                                   Yes/No
4. Have you had anyone get eaten in the last 5 years?                                                                                                                                                           Yes/No
5. Have you messed with the genetic processes of the world’s most natural dangerous killing machines?                                                                                                                                                                                                                                                                          Yes/No

If you have answered Yes to any of the above, you may need to call us to discuss your policy. Have a nice day

I think I’ll stick to feeding the ducks!

This is a somewhat extreme illustration of how any accident may have a significant impact on the financial health of your business. Now I’m not suggesting you’re going to let Dinosaurs run around your place of work, eating and chomping away at the workforce and visitors but I’m sure you can all appreciate that it does not take much for an accident within your company to make it out there into the media, the financial impact of potential loss of business through poor reputation, increased insurance premiums and a lack of worker morale leading to a downturn in productivity may hit your bottom line quite hard.

It makes sense to proactively implement good health and safety culture to avoid these accidents occurring in the first place, therefore maintaining or increasing the profits your company may potentially make. Remember, gone are the days of yesterday’s news being todays chip paper, with the rise of the internet and social media, the ability of everyone out there to find out details of your pass mistakes is quite real and easy to achieve.